What Is Bankruptcy and How Does It Impact Your Credit?
When you file for bankruptcy, it’s usually because you have no other option for your finances. Although it might be the right choice for your situation, the decision to file for bankruptcy will have a...
View ArticleHow to Grow a Thin Credit File
A thin credit file can be problematic. Although your finances may be completely stable, a thin credit file can make it challenging to access financing for major purchases when you need it. The good...
View ArticleHow to Protect Your Credit Score When You Have an Irregular Income
An unpredictable income often comes hand in hand with the freelancer or gig worker life. The freedom and flexibility you have over your work are empowering. But an unpredictable income can make...
View ArticleWhy Did My Credit Score Go Down?
It’s never a good feeling when you notice that your credit score has dropped. You might feel confused or concerned, and you would probably wonder why your credit score took a dip. Let’s explore some of...
View ArticleInsider’s Guide to Buying Credit Repair
Most ratings and buyers’ guides of credit repair companies are nothing more than paid advertisements—but not here! Here is the insider’s guide to the good, the bad, and the ugly credit repair...
View ArticleWhat Is Buy Now Pay Later and How Does It Affect Your Credit?
If you are a regular online shopper, the rise of Buy Now Pay Later (BNPL) options likely hasn’t escaped your notice. When you reach the checkout of most major online retailers, you’ll have the...
View ArticleHow to Deal With Holiday Debt
The holiday season can be filled with fun times—but you might end up overspending during the most wonderful time of the year. After the busyness of the holidays settles down, you might be left with a...
View ArticleHow to Improve Your Credit Score in 2025
While your credit score is just a three-digit number, it can have a big impact on your life. When building your life in the midst of economic uncertainty, a good credit score is an even more important...
View ArticleCredit Card Credit Building—2025 Best Cards for Credit Building
If you need help building your credit, the right credit card can make all the difference. Unfortunately, it can be challenging to pick through the advertisements to find the right credit card for your...
View ArticleIs a Balance Transfer Worth It? How to Know if It’s Right for You
Balance transfers are a somewhat controversial topic in the world of credit repair and debt payoff. They can be a wonderful tool for helping consumers get out of credit card debt without being crushed...
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